Bageshwar Dham Sarkar
Why am I suffering, and does karma carry over from past births?
Karma is like an account ledger
Whoever receives happiness or sorrow receives it from their own karma. Like a ledger's closing balance becomes the next morning's opening, the old birth's closing becomes the new birth's opening.
Whoever is receiving happiness, it is his karma; whoever is receiving sorrow, it is his karma. No one can give happiness or sorrow to anyone.