Premanand Maharaj Ji
How does karma work in my life?
Do new good karma and do bhajan
Give up bad conduct, take up good conduct, help others, and keep doing naam jap and bhajan. Only Bhagwan has the power to destroy all three kinds of karma.
We have to do new karma in the form of bhajan, and new karma in the form of helping others. Giving up dirty conduct, we have to take up good conduct.