Premanand Maharaj Ji
What are the three kinds of karma and how do they shape my life?
Sanchit, prarabdh and kriyamana karma
Karma is of three kinds: the stock of many births (sanchit), the portion drawn out for this body (prarabdh), and the new karma you do now (kriyamana). Your human body is made of mixed good and bad karma, which is why life holds both joy and sorrow.
There are three karmas. Sanchit karma is the stock of many births. From that stock, the prarabdh for one body of 100 years is drawn out.