Premanand Maharaj Ji
Which is more important, karma or fate?
Past karma makes fate; new karma is in your hands
Your fate is made from past actions, like stored grain ground into flour. Karma yoga can change that fate, and a new action offered to Bhagwan can bring realisation of Him.
Action is being done now, and the actions done in the past make fate, like grain stored in a warehouse for years that is now ground into flour.