Premanand Maharaj Ji
If everything is already fated, why should I make effort and give up laziness?
Fate is only pleasure and pain; effort is yours
What is fixed is prarabdh (past karma's fruit), which is only pleasure and pain. What you do now is up to you, and lazy, careless people do not attain welfare.
One cannot sit like a lazy person saying it is in my fate. The human birth is given to make effort.