Bageshwar Dham Sarkar
Why should I take refuge in God at all?
Without God's shelter you break under stress
Just as you carry an umbrella in the rain, you should go out under God's shelter against the rain of troubles in the world. Without surrender you will break and be under stress.
Just as we carry an umbrella to avoid the rain, to be saved from the rain of calamities in this world we should step out under the shelter of our God.