Bageshwar Dham Sarkar
How does taking refuge in a guru protect me when troubles pour into my life?
The guru's shelter is an umbrella against troubles
When troubles rain down on your life, standing under the guru's shelter means they cannot harm you. Surrender also means going from buddhu (a fool) to buddha (an awakened one).
Staying in the shade of the umbrella is surrender. Surrender means going from a fool to an enlightened one.