Bageshwar Dham Sarkar
Are heaven and hell real, or do I face my karma in this life?
Heaven and hell are here
Doing karma is your duty and giving its fruit is Thakur ji's work, so you must experience what you do. Heaven and hell are not somewhere else; they are here.
Doing karma is your dharma, and giving the fruit of karma is the work of our Thakur ji. The fruit of whatever karma you do, you will have to experience.